New or used, the equipment and machinery your business runs on can often be financed against itself — moving faster and requiring less collateral than other commercial financing.
How It Works
Your equipment financing journey, simplified
01
Apply online
Tell us about your business and your financing needs — takes about 3 minutes.
02
Team review
A commercial financing specialist reviews your file and explores your options.
03
Options & match
We match you with the best lenders and structures for your exact situation.
04
Approval & next steps
Get approved and move forward with confidence, guided the whole way.
What You'll Need
Documents to have ready
Exact requirements vary by lender and file — your commercial specialist will confirm the full list once we know your situation.
Common Questions
Equipment Financing FAQ
Can I finance new and used equipment?
Yes, both — terms and rates may vary based on the equipment's age and expected useful life.
Does the equipment itself serve as collateral?
Typically yes, which is part of why equipment financing can move faster and require less collateral elsewhere.
What's the difference between a loan and a lease?
A loan means you own the equipment once paid off. A lease may offer lower payments with an option to buy, upgrade, or return the equipment at term end.
How much of the equipment cost can be financed?
Often 80–100%, depending on the equipment type and your business's financial profile.
General information only — your specific numbers depend on your file. A commercial financing specialist will confirm exact details for your situation.
Get Started
Request commercial financing
Welcome
Let's scope out your financing
A few quick questions about your business and the property, then a commercial financing specialist will follow up personally — no obligation.
Equity Mortgage Solutions is not a bank — rates, terms, and lender fit vary by file. Submitting this form is not a guarantee of approval or financing.
Other commercial financing